When we invest, we often focus only on returns. But smart investors also look at costs—because every rupee saved is a rupee earned. In mutual funds, this cost is called the Total Expense Ratio (TER). It includes fund management, admin, and distribution costs.
A lower TER can make a difference over time, especially in long-term SIPs. But remember, don’t choose funds only because they’re cheaper. Focus on consistency, portfolio quality, and fund management along with reasonable costs. Cost awareness + performance discipline = better wealth creation.
Returns matter. Costs matter too.
Know your fund’s TER—it adds up over time.
Smart investors track both.
Even the fastest man on earth, Usain Bolt, needed a coach to bring out his best.
Similarly, even smart investors need a Mutual Fund Distributor to guide, discipline, and keep them focused on their long-term goals.
A good distributor helps you choose the right funds, review performance, and avoid emotional mistakes during market ups and downs — just like a coach ensures consistent improvement and balance.
Investing without guidance may look easy, but winning the financial race needs expert direction.
No comments:
Post a Comment