Wednesday, November 26, 2025

Costs/TER

When we invest, we often focus only on returns. But smart investors also look at costs—because every rupee saved is a rupee earned. In mutual funds, this cost is called the Total Expense Ratio (TER). It includes fund management, admin, and distribution costs.

A lower TER can make a difference over time, especially in long-term SIPs. But remember, don’t choose funds only because they’re cheaper. Focus on consistency, portfolio quality, and fund management along with reasonable costs. Cost awareness + performance discipline = better wealth creation.

Returns matter. Costs matter too.

Know your fund’s TER—it adds up over time.

Smart investors track both.

Even the fastest man on earth, Usain Bolt, needed a coach to bring out his best.

Similarly, even smart investors need a Mutual Fund Distributor to guide, discipline, and keep them focused on their long-term goals.

A good distributor helps you choose the right funds, review performance, and avoid emotional mistakes during market ups and downs — just like a coach ensures consistent improvement and balance.

Investing without guidance may look easy, but winning the financial race needs expert direction.

👉For mutual fund investment in regular plans or any mutual fund related queries in Mumbai, message myfundguide WhatsApp chatbot at +91 85919 64099. Save the number, send ‘Hi’.
👉Visit Us: myfundguide.com
Ritesh Sheth | myfundguide.com | AMFI Registered Mutual Fund Distributor (ARN-0209)

👉Mutual fund investments are subject to market risks. Please read all scheme related documents carefully.

No comments:

Post a Comment